Learn How to Build a Bright Financial Future
Building personal financial skills is one of the most important components in breaking the cycle of poverty that so many Native families have endured for generations. Learning how to wisely manage resources, including money, is key to building a brighter financial future. Several members of the Great Plains Native Asset Building Coalition offer classes to help Native peoples incorporate traditional concepts of wise resource management into today’s modern economy. Please visit our member listing for contact information on each of these programs.
Money in Motion is a basic financial literacy program that provides you with the skills you need to handle your finances responsibly. This self-paced online course will give you the information necessary to gain confidence so that you can make wise decisions – even in times of financial distress. Topics covered include:
- The key to getting ahead financially
- Setting and reaching financial goals
- How to develop a budget that helps you achieve your goals
- Financial records you should keep
- How to use credit wisely to get what you want
- How to get a copy of your credit report
- The steps to take when you find yourself in financial trouble
Cheyenne River Reservation
Four Bands Community Fund offers an online financial education course, Credit When Credit is Due, that teaches individuals about basic financial concepts such as budgeting, saving, and using credit to help build personal assets. This 12-lesson course is designed to help individuals gain a better knowledge of money issues and responsibilities revolving around the world of credit. When course participants complete the course successfully, they will be registered in a national database and sent a registration card identifying them to lenders as graduates of a national standardized credit education program. They will also receive three cards addressed to the three major credit bureaus allowing them to add a positive statement to their credit reports.
Crow Creek Reservation
Hunkpati Investments offers a financial literacy class to help individuals develop effective strategies for budgeting, establishing credit, and utilizing services provided by banks and other private lenders. The class, taught with the Building Native Communities curriculum, is offered both as a full day seminar and a six-week course. Building Native Communities stresses the importance of building community assets through buying locally and keeping money in the community.
Pine Ridge Reservation
Lakota Funds provides training for individuals to strengthen their personal financial management skills as the foundation of developing a thriving business.
Personal Financial Skills
A one-day course using the Building Native Communities curriculum, designed to help Native Americans adapt traditional skills of resource management to the wise management of financial resources. The course covers:
- building a healthy economy
- developing a spending plan
- working with checking and savings accounts
- understanding credit and credit reports
- accessing credit
Credit When Credit is Due
A one-day course utilizing the nationally-recognized curriculum, Credit When Credit is Due. Credit When Credit is Due is designed for the adult consumer who has used credit, or plans to use credit, and wants a better understanding of the terms, concepts, and rules of credit use. By enrolling in this course, participants will take an important step to gain a better understanding of credit in their life. Upon completing the course, participants will receive a card certifying that their name and accomplishment have been recorded in a national registry, which lenders can contact.