Preparing for Successful Homeownership
Because many Native communities are developing strategies to overcome the barriers trust land status puts on homeownership, more and more Native people are moving into successful homeownership. A critical component to this movement is homebuyer education that teaches Native families about the mortgage process as well as the responsibilities that come with owning a home. Please visit our member listing for contact information on each of these programs.
Pine Ridge Reservation
Lakota Funds and Mazaska Owecaso Otipi Financial partner to deliver a three-week homebuyer education course named, appropriately enough, “Make Your Move… A Guide to Homeownership”. This home-buying guide was developed by the American Center for Credit Education and is HUD certified, accepted by South Dakota Housing and Rural Development and used in 32 states. Over 15,000 people have used it to become certified to receive a homebuyer certificate. The book consists of a pre-test, nine lessons, and nine tests at the end of each lesson. Beginning with Lesson 1,”You Want to Buy a House: Where do you begin?”, to Lesson 8, “You Are a Homeowner! What Now?”, the lessons are concise and to the point, and most of all, they are easy to understand. All tests are “open book” and are designed to prepare you with the information you need to navigate through the sometimes-stressful process of home buying. Upon completion of the class, each participant will receive a certificate.